goodbye switzerland!

after almost 17 years living & working in switzerland i am traveling back to germany for the last time today.

it’s been a fantastic time. we learned a lot about us and about the swiss. we became friends with a number of people here, become even very good friends with quite a few folks!

we discovered the mountains and walking.

we lived in a suburb of zurich and we lived in the middle of the mountains.

we became members of the local churches.

i discovered singing in a choir and even had the honor of being part of the stiftschor of the abbey of einsiedeln!

we learned that swiss culture and german culture are two very different beasts. we learned to understand (not speak) swiss german. we became huge fans of the swiss transport system. we each had our own postfinance accounts.

we learned snow shoe hiking.

we were amazed by the strict rules on one hand and the flexibilities in applying those rules (or not).

we were welcomed by lots of folks. we learned what it feels like to be part of a nation that is slightly disliked by the swiss german media. we learned what it means to be foreigners. we learned how open and warm hearted the swiss people can be.

we shall miss switzerland, we shall miss einsiedeln, we shall miss the friends we made. we shall miss the benign mountains of the voralpen, we shall miss the awe inspiring mountains of the alpine regions. we shall miss the abundance of snow in winter, that first snow morning of each winter!

i will miss the stiftschor, the friends i made there, their kindness of taking me into their midst — most of all pater lukas with his kind humor. i shall miss our friends at the reformierte kirche einsiedeln who accepted us as we are and showed us new views on live as a christian. i shall miss the friends from the spedakel group of the chaernehus and the many shows we literally staged together.

@jmdhh and i have quite a lot of tours that we’d still like to do — it will be a bit more difficult now, but we’ll do them nevertheless! 🙂

we are looking forward to living together after almost 17 years of weekend commuting! we are looking forward to a less regimented, less planned life. we are looking forward to having more time with each other, to having a less complicated lifestyle. we are looking forward to living in our own house (eventually, hopefully, sometime in 2014). i’m very much looking forward to that exciting new job in erlangen! i’m looking forward to taking evening strolls with @jmdhh! i’m looking forward to being able to talk face-to-face with her instead of through a VoIP line. i’m looking forward to fall in frankonia, to winter together, to weekend hiking and walking excursions.

after almost 17 years living in switzerland, i’m on the train home tonight.

goodbye switzerland! take care until we meet again!

@jmdhh admiring the views…

at the beginning of june @jmdhh and i spent two fantastic weeks in the english lake district — one of our walks took us up on top of silver how. the photo below shows @jmdhh enjoying the wonderful landscape and views, all of them at once it seems.

[photonav height=400 animate=1 mode=drag url=’http://d2h.net/stuff/grasmere-400px.jpg’]

tree #282…or: our last resting place

dsc_2429as we did last year, over the easter weekend mrs d and i stayed with the sisters of the [communität casteller ring][ccr-schwanberg] on the schwanberg again. in contrast to last year, when we had snow on good friday, this year the weather was just splendid with the sun shining from wednesday afternoon all the way through monday when we returned to erlangen.

i really enjoyed the “time out” from my job and from the day-to-day hustle and bustle and took the chance to think several things through and reach a kind of internal consensus on some of them.

ever since i’d seen american cemeteries with their open, park-like appearance — in contrast to the european but certainly in contrast to the german and swiss ones with their rows and rows of “burial allotments” — i had been fascinated[^1] with the concept of a friendly, open, and peaceful cemetery and found it sad that there was nothing comparable available in my home country, germany…

…until a couple of years ago when we learned about the _friedwald_ concept, where, after cremation, one gets buried next to a tree in a specially designated forest, the [_friedwald_][friedwald].

dsc_2486somewhere around 2006/2007 we learned during one of our stays on the schwanberg that a friedwald was going to be established on the schwanberg. ever since both mrs d and i had wanted to buy a final resting place for both of us there but somehow had never got around to it. so, this easter we went and acquired our last and final resting places: it’s tree #282, a lovely spot close to the old celtic wall.

you are welcome to visit 🙂


View our last resting place in a larger map

[ccr-schwanberg]: http://www.schwanberg.de/
[friedwald]: http://www.friedw.de/Startseite.AxCMS?ActiveID=1001

[^1]: well, in a way. don’t get me wrong: i’m more fascinated with the living, with life than with death, so nothing to worry about.[^2]

[^2]: more than usual that is 😉

indians, my tax declaration, swiss banking secrecy

if you’ve been following the swiss press over the last couple of weeks you might have noticed that the finance minister of my home country, mr steinbrück, managed to get most of the 7-plus million swiss all excited — well, angry is probably the better word for it. what happened? and what does it have to do with my tax declaration?

well. most of the larger EU countries but also the US have been trying to negotiate better ways of cooperating with switzerland on the exchange of financial information about [swiss bank accounts held by their respective citizens][wiki-swiss-banking] — in particular information on those accounts whose owners the respective governments suspect of tax evasion and worse. [since 1934 switzerland had a banking law…][wiki-swiss-banking-1934]

> …which codified the rules of secrecy and criminalizes violation of it _[[wikipedia: banking in switzerland][wiki-swiss-banking-1934]]_

basically (and i’m simplifying a bit here) only swiss banks knew about your accounts, nobody else would. ever. ideal for protecting your privacy. but also ideal for protecting your ill-gotten gains from interested eyes — except, well, except if you live in switzerland: in contrast to most other countries where your taxes are withheld from your salary right away, in switzerland you have to pay them yourself and usually in one lump sum at the beginning of the year and you can also go to the tax office and request to see what your neighbor filed and declared as income and as assets, which introduces a kind of social checks and balances system for taxes. also, the swiss make a fine destinction between forgetting to include facts in their tax declaration and tax fraud — a distinction that most non-swiss fail to understand.

since 1934 there have been repeated attempts by various countries to penetrate the swiss banking secrecy: the european countries with less luck, the US with considerably more success — perhaps due to the [long lasting swiss–american love story][swiss-us]?[^1] as of a couple of weeks ago, switzerland was only willing to lift the bank secret if the requesting country could provide proof of tax fraud being committed by one of its citizens…

…then came mr steinbrück, the german finance minister. a man in need of money and also a man with a certain rough charme, he started firing verbal broadside after broadside against the swiss banking secrecy act. actually, it was not just mr steinbrück but also mr obama, mr gordon, mr sarkozy, and probably others, but for some reason the swiss press latched on to every uttering of mr steinbrück. some of which where really downright rude, others were not only rude but downright stupid. most of them (and their ripostes from swiss politician) on kindergarten level — that is, rather refined.

things came to the boil, when parts of the [OECD][wiki-oecd] started talking about a “black list” of tax havens and possible sanctions against any country that found itself on that list — and, oh, dear, [they mumbled something about including switzerland][wiki-oecd-ch] unless, unless switzerland would adopt article 26 of the OECD model tax convention.

some right wing swiss politician fancied themselves in the middle of a war by then, the swiss finance minister kind of said “only over my dead body”, the press was having a feast. a week or so later, the same finance minister announced that [switzerland would adopt article 26 after all][swiss-oecd-26], prompting cries of outrage and “traitor!” as well as heated discussions in parliament and pubs alike.

enter, stage left, again, mr steinbrück: smart guy that he is, he mentions in a interview with swiss television that there never was a black list, and that it was just a ruse to scare the tax heavens worldwide, “like the threat of the cavalry against the indians”. that, to put it bluntly is not only rude but also rather stupid[^2]

now, he didn’t really equal the swiss with the american indians — but that subtlety was lost on the swiss press and subsequently also lost on most of the swiss population. if we had heated discussions before, we now were in the boiling pot. mr steinbrück became the most hated man in switzerland. somehow the swiss fascination with america didn’t extend to being compared with the american indians.

this is were my tax declaration and my proposal to solve this problem comes in 🙂 as i mentioned earlier in switzerland you have to pay your taxes in one go early in the year. your tax declaration is due by march 31 (that is, yesterday). every year my wife and i collate all the various bank statements and then figure out the official currency conversion rates for our german bank accounts (not an easy undertaking, for some reason the cantonal tax authorities hide that information in huge lists of stock price listings, not immediately obvious if you do this kind of stuff just once a year), apply those to the bank statements, tabulate them and transcribe them into the tax software. tedious. annoying.

so, here’s my proposal: why not give each country’s tax authority the right to automatically access the information about all your bank accounts in each country at year end and have them obtain the current balance as well as earnings on that account — and in return they pre-fill the tax declaration for me? including downloading those 20-plus megabyte PDF files and looking up the official currency conversion rates at year end? just an idea 😀

[wiki-swiss-banking]: http://en.wikipedia.org/wiki/Banking_in_Switzerland
[wiki-swiss-banking-1934]: http://en.wikipedia.org/wiki/Banking_in_Switzerland#Banking_law_of_1934
[swiss-us]: http://www.eda.admin.ch/eda/en/home/reps/nameri/vusa/bilusa.html
[wiki-oecd]: http://en.wikipedia.org/wiki/Oecd
[wiki-oecd-ch]: http://en.wikipedia.org/wiki/Oecd#Action_against_tax_havens
[swiss-oecd-26]: http://www.news.admin.ch/message/index.html?lang=en&msg-id=25863

[^1]: well, at least in the swiss–US direction, not sure whether the US population at large is even able to distinguish between switzerland and sweden…

[^2]: who is going to believe mr steinbrück and company in future after such a statement?